Online Banking

Schedule of Fees

Effective July 1, 2022

Account Balancing Assistance  $25.00 per hour, $25.00 minimum
Account Research $25.00 per hour, $25.00 minimum 
Accounts Closed (within one year of opening) $10.00 
ATM/Debit Card Replacement $5.00 
Bad Address Fee (per statement/ mailed returned) $5.00 
Bank Check $4.00 
Check Printing Fee depends on style and quantity of check order
Coin Machine 5% for customers
8% for non-customers 
Deposited Checks (and other items) returned as unpaid $10.00 
Duplicate Statement  $2.00
Fax Statement $2.00 
Foreign Check Collection  $10.00 each plus correspondent fee
HSA Set Up Fee $10.00 
IRA Annual Fee  $15.00
Levies or Attachments placed on accounts $50.00 
Lost Passbook or Certificate of Deposit $5.00 
Money Orders $1.00 
Night Deposit Replacement Keys $5.00 
Notary Service (non-customer) $5.00 
Overdraft Protection Transfer Charge $5.00 
Stop Payment - each $10.00 
Zipper Locking Back $20.00 
Electronic Bill Payment Services  
- Same Day Payments  $9.95 
- Overnight Payments  $14.95
- Stop Payments  $10.00
Safe Deposit Boxes 
- Annual Rental $30.00 – $100.00 depending on size 
- Duplicate Key $25.00 
- Forced Drilling of Box $200.00 
Wire Transfers 
- Incoming Domestic  $12.00
- Outgoing Domestic $25.00 
- Incoming International $15.00 
- Outgoing International $40.00 
The categories of transactions for which fees may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. The bank will charge an insufficient funds fee on any item that was returned NSF or is being represented for payment and there is insufficient funds.  Accounts overdrawn by $5.00 or less will not incur this fee. Maximum of 5 insufficient, overdraft or uncollected funds fees per day.  ATM withdrawals and everyday debit card transactions will not incur a fee unless you have opted in.
Insufficient Funds Fee - each (when check is returned)                               $30.00 per presentment
Overdraft Fee - each (when check is paid) $30.00 
Uncollected Funds Fee - each (when funds are not available)                              $30.00  per presentment
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