At Profile Bank, we understand that managing your money is very personal. That’s why we’ve developed a variety of checking accounts for you to choose from.  All with Online Banking and Bill Pay, e-Statements, and a Profile Bank Visa® Debit Card with U-choose Rewards. We will be happy to help you find the solution that is personally right for you.

Profile-Checking

Profile-Checking is a new kind of checking account that rewards you when you use it.

• No minimum balance

• No monthly fees

• Online banking, bill pay, and e-statements

• Profile Bank Visa® Debit card

Earn U-Choose Rewards every time you pay a bill with “Bill Pay” and use your Profile Bank Visa® Debit Card:

• 5 U-Choose points every time you pay a bill with “Bill Pay.”

• 5 U-Choose points per transaction when using Profile Bank Visa® Debit card.*

• 1 U-Choose point for every $2.00 you spend with the Profile BankVisa® Debit card.*

• 500 additional U-Choose points on your account anniversary.

*Only with use of Profile Bank Visa® Debit Card signature-based transactions

Just Checking

The Just Checking account is designed for individuals who require the freedom of a checking account with no minimum balance. You “Just” need to have direct deposit. We’ll even throw in your first order of Profile Bank checks. Enjoy the benefits of Online Banking and Bill Pay, e-Statements, and a Profile Bank Visa® Debit Card.

  • $25 minimum to open.
  • No minimum balance required. The $10 monthly service fee is waived with direct deposit of your payroll check.

Now Account

Our interest bearing NOW Account is perfect for those wanting to keep a lower monthly balance. Enjoy the benefits of Online Banking and Bill Pay, e-Statements, and a Profile Bank Visa® Debit Card.

  • $25 minimum to open.
  • $250 minimum daily balance required to waive $7 monthly service fee.

Profile Advantage

For customers who maintain higher balances, we’ve designed Profile Advantage, a tiered, premier rate checking account that comes with a number of services to make managing your money easier. Enjoy the benefits of Online Banking and Bill Pay, e-Statements, and a Profile Bank Visa® Debit Card.

  • $3000 minimum to open.
  • $3000 minimum daily balance required to waive $10 monthly service fee.

Primetime Checking

Exclusively developed for our customers 62 or older, Primetime Checking offers you unlimited check writing and no monthly maintenance fee. The way we see it, you deserve an account like this.

  • $25 minimum to open.
  • No minimum balance requirement or monthly service fee.
  • Free check orders featuring a special design.

Milestone Checking

We’d like to introduce our customers between the ages of 16 and 25, to a great checking account to start out with. With our help, Milestone Checking will help you learn how to manage your money. You’ll receive Bill Pay, Online Banking, a Visa® Debit Card, and an introductory box of checks.

  • $25 minimum to open.
  • No minimum balance requirement or monthly service fee.

*Persons under the age of 18 must open a joint checking account with a parent or legal guardian.

Health Savings Account (HSA)

HSAs are IRA-like accounts that are designed to cover medical expenses incurred by the HSA owner, the HSA owner’s spouse and dependents. HSA contributions are deductible and, if amounts are used for qualified medical expenses, distributions are tax-free. With these tax benefits, HSAs are becoming a popular choice for individuals and employers dealing with the increasing cost of health insurance. Any individual wishing to establish an HSA must be covered under a High Deductible Health Plan (HDHP), may not have coverage under another nonHDHP, may not be enrolled in Medicare and is not eligible to be claimed as a dependent on another individual’s tax return.