Profile Bank rate pages are updated whenever the rates change. You can be confident that the rates are current as of the date that appears on that page.

Call and ask about our Construction Loan Program!!

MORTGAGE LENDING RATES

Type Loan To Value Ratio Maximum Term Rate Pts Annual Percentage Rate Payment (Per Thousand Borrowed)*
ARM- 3 YEAR ADJUSTABLE- CAPS: 2.00% PER CHANGE, 6.00% OVER LOAN LIFE
Single Family-Primary** 80% Up to 30 Years 3.375% 0 4.078% 36 Pmts of $4.42
324 Pmts of $4.87
Land- Individual Lots 75% Up to 10 Years 6.500% 0 5.684% 36 Pmts of $5.44

* Based on $50,000 Loan Amount

84 Pmts of $5.31
The three year adjustable rate mortgages interest rate is subject to change every three years at the end of the initial three year fixed rate period.The Interest Rate will be determined based upon the margin plus the US Treasury 3 yr constant maturity.
ARM-3/1 ADJUSTABLE- CAPS: 2% PER CHANGE, 6.00% OVER LOAN LIFE
Single Family 80% Up to 30 Years 3.25% 0 3.842% 36 Pmts of $4.35
(Prim. Or Sec. Res.) 324 Pmts of $4.73
ARM-5/1 ADJUSTABLE- CAPS: 2% PER CHANGE, 6.00% OVER LOAN LIFE
Single Family 80% Up to 30 Years 3.50% 0 3.999% 60 Pmts of $4.49
(Prim. Or Sec. Res.) 300 Pmts of $4.86
ARM-6/1 ADJUSTABLE- CAPS: 2% PER CHANGE, 6.00% OVER LOAN LIFE
Single Family 80% Up to 30 Years 3.75% 0 4.061% 72 Pmts of $4.63
(Prim. Or Sec. Res.) 288 Pmts of $4.87
The 3/1 ARM, 5/1 ARM, 6/1 ARM, rate mortgages interest rate is subject to change every year at the end of the initial fixed rate period.The Interest Rate will be determined based upon the margin plus the US Treasury 1 yr constant maturity.
FIXED RATES
Single Family 80% Up to 10 Years 3.625% 0 3.735% 120 Pmts of $9.94
Single Family 80% Up to 15 Years 3.625% 0 3.701% 180 Pmts of $7.21
(Prim. Or Sec. Res.) 80% Up to 20 Years 3.750% 0 3.809% 240 Pmts of $5.92
(Prim. Or Sec. Res.)  80% 30 Years 4.000% 0
4.043%
360 Pmts of $4.77
HOME EQUITY LOAN PRODUCTS
Home Equity Loan Please call a Loan Officer for Current Rates and Terms
Home Equity Line of Credit
ALL RATES AND PROGRAM GUIDELINES ARE SUBJECT TO CHANGE WITHOUT NOTICEIn most cases all servicing is retained by Profile Bank.
*All payment amounts do not include Taxes, Insurance, Flood insurance and Private Mortgage Insurance.
***The Annual Percentage Rate is based upon a $100,000 loan amount with a Loan to Value ratio of 80% or less. Unless otherwise noted.
**** One additional point will be charged for construction loan financing
*****There is no charge for PRE-QUALIFICATIONS
******Please ask a loan officer about paying points for a reduction in interest rate.
Julie Tompson, Loan Officer, NMLS # 797829 – 603-332-2610 ex 110
Ann M. French, Vice President, NMLS #460447 – 603-749-3000 ext 104
Chris Racine, Loan Officer, NMLS #460445 – 603-875-4100 ext 104

Rates effective as of  June 21, 2017 change without notice

*APR is based upon $100,000 loan amount with an LTV ratio of 80% or less, unless otherwise noted.
**Loan To Value Ratio higher than 80% will be subject to PMI Insurance.
***Principal and Interest payment is based on a Loan Amount of $100,000