Online Banking

Deposit Rates

 

Deposit Accounts

Account TypeInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
50+ Interest Checking Account 0.10%  0.10 % $25 $0
Profile Direct Interest Checking Account 0.10% 0.10% $25 $0
Granite Premier Checking Account 0.15% 0.15% $25 $1,500
0.10% 0.10% $25 $0
Business Interest Checking Account 0.15% 0.15% $25 $5,000
0.10% 0.10% $25 $0
Passbook IRA Account 0.25% 0.25% $100 $100
Club Account 0.15% 0.15% $10 $10
Money Market 0.25% 0.25% $25 $50,000
0.20% 0.20% $25 $25,000
0.15% 0.15% $25 $10,000
0.10% 0.10% $25 $0
Passbook Savings Account 0.03% 0.03% $25 $100
Statement Savings Account 0.05% 0.05% $25 $100
Health Savings Account 1.75% 1.76% $50 $25,000
1.50% 1.51% $50 $15,000
1.25% 1.26% $50 $5,800
1.00% 1.00% $50 $1,000

 

Certificates of Deposit

TermInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
182 Day CD 0.75% 0.75% $500 $10,000
0.75% 0.75% $500 $500
9 Month CD 0.95% 0.95% $500 $10,000
0.95% 0.95% $500 $500
1 Year CD 1.15% 1.16% $500 $10,000
1.15% 1.16% $500 $500
18 Month CD 1.50% 1.51% $500 $10,000
1.50% 1.51% $500 $500
2 Year CD 2.00% 2.02% $500 $10,000
2.00% 2.02% $500 $500
3 Year CD 2.25% 2.27% $500 $10,000
2.25% 2.27% $500 $500
39 Month CD 0.95% 0.95% $500 $10,000
0.95% 0.95% $500 $500

 

IRA CD Rates

TermInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
1 Year IRA CD 1.15% 1.16% $500 $10,000
1.15% 1.16% $500 $500
2 Year IRA CD 2.00% 2.02% $500 $10,000
2.00% 2.02% $500 $500
3 Year IRA CD 2.25% 2.27% $500 $10,000
2.25% 2.27% $500 $500

Notes: APYs effective as of 12/08/2022. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings. For more information call (603) 332-2610 x291. MEMBER FDIC

 

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