Deposit Rates

Deposit Accounts

Account Type	Interest Rate	Annual Percentage Yield (APY)	Minimum Deposit to Open	Minimum Balance to Obtain APY
50+ Interest Checking Account	0.05%	0.05 %	$25	$0
Profile Direct Interest Checking Account	0.05%	0.05%	$25	$0
Granite Premier Checking Account	0.10%	0.10%	$25	$1,500
Granite Premier Checking Account	0.05%	0.05%	$25	$0
Business Interest Checking Account	0.10%	0.10%	$25	$5,000
Business Interest Checking Account	0.05%	0.05%	$25	$0
Passbook IRA Account	0.25%	0.25%	$100	$100
Club Account	0.10%	0.10%	$10	$10
Money Market	0.20%	0.20%	$25	$50,000
	0.15%	0.15%	$25	$25,000
	0.10%	0.10%	$25	$10,000
	0.10%	0.10%	$25	$0
Passbook Savings Account	0.03%	0.03%	$25	$100
Statement Savings Account	0.05%	0.05%	$25	$100
Health Savings Account	1.25%	1.26%	$50	$25,000
	1.00%	1.00%	$50	$15,000
	0.75%	0.75%	$50	$5,800
	0.50%	0.50%	$50	$1,000

Certificates of Deposit

Term	Interest Rate	Annual Percentage Yield (APY)	Minimum Deposit to Open	Minimum Balance to Obtain APY
91 Day CD	3.25%	3.30%	$500	$10,000
91 Day CD	3.25%	3.30%	$500	$500
6 Month CD	3.50%	3.56%	$500	$10,000
6 Month CD	3.50%	3.56%	$500	$500
9 Month CD	0.95%	0.95%	$500	$10,000
9 Month CD	0.95%	0.95%	$500	$500
1 Year CD	2.50%	2.53%	$500	$10,000
1 Year CD	2.50%	2.53%	$500	$500
18 Month CD	2.25%	2.27%	$500	$10,000
18 Month CD	2.25%	2.27%	$500	$500
2 Year CD	2.00%	2.02%	$500	$10,000
2 Year CD	2.00%	2.02%	$500	$500
3 Year CD	2.00%	2.02%	$500	$10,000
3 Year CD	2.00%	2.02%	$500	$500
39 Month CD	0.95%	0.95%	$500	$10,000
39 Month CD	0.95%	0.95%	$500	$500
4 Year CD	2.00%	2.02%	$500	$10,000
4 Year CD	2.00%	2.02%	$500	$500
5 Year CD	2.00%	2.02%	$500	$10,000
5 Year CD	2.00%	2.02%	$500	$500

IRA CD Rates

Term	Interest Rate	Annual Percentage Yield (APY)	Minimum Deposit to Open	Minimum Balance to Obtain APY
1 Year IRA CD	1.00%	1.00%	$500	$10,000
1 Year IRA CD	1.00%	1.00%	$500	$500
2 Year IRA CD	1.25%	1.26%	$500	$10,000
2 Year IRA CD	1.25%	1.26%	$500	$500
3 Year IRA CD	1.50%	1.51%	$500	$10,000
3 Year IRA CD	1.50%	1.51%	$500	$500

Notes: APYs effective as of 10/23/2025. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings. For more information call (603) 332-2610 x291. MEMBER FDIC