Deposit Accounts
Certificates of Deposit
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Obtain APY |
|---|
| 91 Day CD | 3.125% | 3.17% | $500 | $10,000 |
| 3.125% | 3.17% | $500 | $500 |
| 6 Month CD | 3.375% | 3.43% | $500 | $10,000 |
| 3.375% | 3.43% | $500 | $500 |
| 9 Month CD | 0.95% | 0.95% | $500 | $10,000 |
| 0.95% | 0.95% | $500 | $500 |
| 1 Year CD | 2.25% | 2.27% | $500 | $10,000 |
| 2.25% | 2.27% | $500 | $500 |
| 18 Month CD | 2.00% | 2.02% | $500 | $10,000 |
| 2.00% | 2.02% | $500 | $500 |
| 2 Year CD | 2.00% | 2.02% | $500 | $10,000 |
| 2.00% | 2.02% | $500 | $500 |
| 3 Year CD | 2.00% | 2.02% | $500 | $10,000 |
| 2.00% | 2.02% | $500 | $500 |
| 39 Month CD | 0.95% | 0.95% | $500 | $10,000 |
| 0.95% | 0.95% | $500 | $500 |
| 4 Year CD | 2.00% | 2.02% | $500 | $10,000 |
| 2.00% | 2.02% | $500 | $500 |
| 5 Year CD | 2.00% | 2.02% | $500 | $10,000 |
| 2.00% | 2.02% | $500 | $500 |
IRA CD Rates
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Obtain APY |
|---|
| 1 Year IRA CD | 1.00% | 1.00% | $500 | $10,000 |
| 1.00% | 1.00% | $500 | $500 |
| 2 Year IRA CD | 1.25% | 1.26% | $500 | $10,000 |
| 1.25% | 1.26% | $500 | $500 |
| 3 Year IRA CD | 1.50% | 1.51% | $500 | $10,000 |
| 1.50% | 1.51% | $500 | $500 |
Notes: APYs effective as of 7/9/2026. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings. For more information call (603) 332-2610 x291. MEMBER FDIC
