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Online Banking

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Individual Retirement Account

We’re here to help local businesses do more for their employees.

 

SEP IRA

  • Available to small business owners and self-employed
  • Tax-deducible and tax-deferred
  • Establish SEP IRA and contribute until your business tax return due date (including extensions) for the previous year

Simple IRA

  • Available to employers with 100 employees or less
  • Eligibility: Employer may not maintain another qualified plan at the same time
  • Tax-sheltered retirement savings plan
  • Contributions consist of employee salary deferrals and employer contributions

We encourage you to consult your financial or tax adviser about choosing the right plan for you.

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