Home Equity

Home Equity Loans & Lines of Credit

Let your home work for you!

Little to No Closing Costs
Can be first or second mortgage on your home

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Questions? Contact Us at (603) 332-2610 x293

HELOC Special

2.00%APR* BELOW

PRIME RATE

FIXED FOR THE FIRST 12 MONTHS

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*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2023. Owner occupancy required. Cannot be combined with other offers.

Comparison

Loan Type	Home Equity Line of Credit (HELOC)	Home Equity Loan
Features	The HELOC serves as a reusable credit line	The full amount of the loan is advanced at the beginning of the loan
Interest Rate	Variable Rate	Fixed Rate
Term	10 year draw period	10 to 15 years
Accessibility to Funds	Use the funds simply by writing a check	Receive the full loan amount at once
Payments	Interest only payments each month during the 10 year draw period	Principal and interest payments each month during the term you choose

Current Rates