Home Equity Loans & Lines of Credit

At Profile Bank, our Home Equity Loans and Lines of Credit help you tap into the value of your home to fund your next life event: home improvements, education, debt consolidation, and more. Your home is more than just a place to live - it's a financial asset.

• Minimal or No Closing Costs
• Eligible for use as a primary or secondary mortgage on your home

Apply Now View Mortgage Rates Financial Calculators Contact a Loan Officer

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*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2025. Owner occupancy required. Cannot be combined with other offers.

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Comparison

Loan Type	Home Equity Line of Credit (HELOC)	Home Equity Loan
Features	The HELOC serves as a reusable credit line	The full amount of the loan is advanced at the beginning of the loan
Interest Rate	Variable Rate	Fixed Rate
Term	10 year draw period	10 to 15 years
Accessibility to Funds	Use the funds simply by writing a check	Receive the full loan amount at once
Payments	Interest only payments each month during the 10 year draw period	Principal and interest payments each month during the term you choose