We will be closed on Monday, May 27th in observance of Memorial Day.

 

Home Equity

 

Home Equity Loans & Lines of Credit

Let your home work for you!

  • Little to No Closing Costs
  • Can be first or second mortgage on your home

Apply Now View Mortgage RatesFinancial Calculators 

 

Meet Our Residential Loan Officers

Alton
Photo of Chris Racine
Chris Racine
 NMLS #460445
 (603) 330-8466
Email Chris
Rochester & Somersworth
Photo of Scott Littlefield
Scott Littlefield
 NMLS #127501
 (603) 330-8412
Email Scott
Sanbornville
Photo of Lauren Brown
Lauren Brown
 NMLS #2001750
 (603) 330-8471
 Email Lauren

HELOC Special

2.00%APR* BELOW
PRIME RATE
FIXED FOR THE FIRST 12 MONTHS

 

HomeEquity

*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2024. Owner occupancy required. Cannot be combined with other offers.

Comparison

Loan TypeHome Equity Line of Credit (HELOC)Home Equity Loan
Features The HELOC serves as a reusable credit line The full amount of the loan is advanced at the beginning of the loan

Interest Rate

Variable Rate Fixed Rate
Term 10 year draw period 10 to 15 years
Accessibility to Funds Use the funds simply by writing a check Receive the full loan amount at once
Payments Interest only payments each month during the 10 year draw period Principal and interest payments each month during the term you choose

Current Rates

 

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