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Home Equity


Home Equity Loans & Lines of Credit

Let your home work for you!

  • Little to No Closing Costs
  • Can be first or second mortgage on your home

Apply Now View Mortgage RatesFinancial Calculators 


Meet Our Residential Loan Officers

Photo of Chris Racine
Chris Racine
 NMLS #460445
 (603) 330-8466
Email Chris
Rochester & Somersworth
Photo of Scott Littlefield
Scott Littlefield
 NMLS #127501
 (603) 330-8412
Email Scott
Photo of Lauren Brown
Lauren Brown
 NMLS #2001750
 (603) 330-8471
 Email Lauren

HELOC Special




*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2024. Owner occupancy required. Cannot be combined with other offers.


Loan TypeHome Equity Line of Credit (HELOC)Home Equity Loan
Features The HELOC serves as a reusable credit line The full amount of the loan is advanced at the beginning of the loan

Interest Rate

Variable Rate Fixed Rate
Term 10 year draw period 10 to 15 years
Accessibility to Funds Use the funds simply by writing a check Receive the full loan amount at once
Payments Interest only payments each month during the 10 year draw period Principal and interest payments each month during the term you choose

Current Rates


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