*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2024. Owner occupancy required. Cannot be combined with other offers.